In the latest installment of Explanation of Benefits, Dr. Jay and J.R. talk about the Affordable Care Act and how it has altered the healthcare world.
After discussing a few of the general provisions that the ACA put into place, they focus on three ways the act changed the game in terms of insurance: It introduced medical loss ratio restrictions, it established the idea of guaranteed issue, and it largely eliminated medical underwriting. Get ready to learn about the lasting impact of the ACA!
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